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The Millionaire Next Door

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Title: The Millionaire Next Door
by Thomas J. Stanley, William D. Danko
ISBN: 0-671-77530-8
Publisher: Simon & Schuster (Paper)
Pub. Date: November, 1999
Format: Paperback
Volumes: 1
List Price(USD): $14.00
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Average Customer Rating: 3.81 (36 reviews)

Customer Reviews

Rating: 5
Summary: Sensible Advice on Accumulating Money
Comment: This book will teach you, if you will listen, to move to the next level of wealth. Combined with one of Mary Hunt's books on how to eliminate debt and stay out of it, you can get on the road to fiscal sanity through simple, sensible behavior.

Rating: 5
Summary: Great Book
Comment: I found this book to be very precise and insightful. I understood the underlining points that he makes and understand what he is saying when he elaborates on these points. Obviously Richard Lam did not see this, why I don't know. I found it not to read like a textbook and I have read many being in the computer field. I would recommend this book to anyone who is serious about becoming economically independent.

Rating: 5
Summary: This book changed my life: it's excellent!
Comment: This book, and its successor, The Millionaire Mind, changed my life. I am a type-B person who is smart enough -- and talented enough -- to make an okay-living but I know I'll never bring home the big bucks because I like leisure activities and time with my family too much. I am married to a man with the same outlook. Reading this book made me realize that I could build wealth by passive means rather than active (i.e. earning a big salary.) Even an ordinary person can become financially stable -- even very wealthy -- by following the basic living rules that your parents taught you (or should have taught you.) Far more than a book about money, this is really a book about values and how you live your life.

The book should really be titled "Everything Your Mom Taught You (or Should Have Taught You) is Right." If you follow all the rules laid out in this book, you will never be poor (except for some disaster that you have no control over, but in that case you'd be poor no matter what you did.) The rules are the ones that Americans used to live by before the coming of the 60s and 70s and the "turn on, tune out" generation's destructive, infantile philosophy.

These rules are: 1.) Complete at least high school (a college degree is better, but not necessary. 2.) Marry a hardworking reliable spouse, not a flake, and stay married. (Advice is good for both sexes -- divorce is a huge wealth-killer). 3.) Live below your means, save and invest the left-over money. 4.) Buy good quality stuff, not trendy "stuff" that goes out of style or falls apart after a few years, and keep it for a long time. 5.) Buy used, good quality stuff rather than new, poorly made junk for the same price. 6.) Don't do stuff that harms your health, like substance abuse and promiscuous sex. 7.) Don't buy on credit. Pay off your credit cards every month and save up for what you want rather than financing it at 18 percent interest. 8.) Realize that excessive consumerism is really another word for slavery. It really is better to have a couple hundred thousand dollars in the bank and be able to sleep at night than to have the latest model luxury car and the biggest house, and not be able to sleep at night.

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